Terms of Service

1. Acceptance of Terms

By accessing or using QSavvy (the "Service"), you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you do not have permission to access or use the Service.

2. Intellectual Property Rights

The Service and its original content, features, and functionality are owned by QSavvy and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You may not:

• Copy, modify, or distribute any part of the Service
• Attempt to decompile or reverse engineer any portion of the Service
• Remove any copyright or other proprietary notations from the materials
• Transfer the materials to another person or "mirror" the materials on any other server

3. User Data Privacy

Your privacy is important to us. Our use and processing of your data is governed by our Privacy Policy, which is incorporated into these Terms of Service.

By using the Service, you agree that:

• You are responsible for maintaining the confidentiality of your account credentials
• You will promptly notify us of any unauthorized use of your account
• We may process your data in accordance with our Privacy Policy
• You have the right to request deletion of your data in accordance with applicable laws

4. Usage Restrictions

When using our Service, you agree not to:

• Use the Service for any unlawful purpose or in violation of any laws
• Upload or transmit viruses or any other malicious code
• Attempt to gain unauthorized access to any portion of the Service
• Interfere with or disrupt the Service or servers
• Sell, resell, rent, or lease access to the Service
• Copy, adapt, or reverse engineer any part of the Service

5. Third-party Services and Licenses

Our Service may include or interact with third-party services. You acknowledge that:

• Your use of such services may be subject to additional terms and conditions
• We are not responsible for third-party services or content
• Your use of third-party services is at your own risk

6. Liability Limitations

To the maximum extent permitted by law:

• The Service is provided "AS IS" and "AS AVAILABLE" without warranties of any kind
• We shall not be liable for any indirect, incidental, special, consequential, or punitive damages
• We are not responsible for any loss of data, profits, or business opportunities

7. Termination

We reserve the right to:

• Terminate or suspend your account immediately, without prior notice, for any breach of these Terms
• Modify or discontinue the Service without notice
• Refuse service to anyone for any reason at any time

8. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any changes by updating the "Last Updated" date at the top of these Terms and posting the revised Terms of Service on this page. Your continued use of the Service after such modifications constitutes your acceptance of the updated terms.

9. Pricing and Currency

We reserve the right to change our prices at any time without prior notice.

All prices are displayed in USD for reference purposes, but billing is conducted in South African Rand (ZAR). The actual amount charged may vary based on exchange rates and applicable fees.